Pre approval
Fast funds
Flexible spending

Build your business your way with
Guesty Capital™

Allow yourself to dream bigger. Guesty Capital gives you fast, flexible funding.

Build your business <em>your way</em> with <br>Guesty Capital™Build your business <em>your way</em> with <br>Guesty Capital™

The flexibility to achieve anything

Upgrade your properties, grow your team, or turn your property management company into a known brand, with funding that’s tailored to your cash flow.

Fast funding

Fast funding

Receive funding within 1–2 days of approval, directly into your bank account, allowing you to act quickly on your plans.

Investment freedom

Investment freedom

Spend your funding any way you see fit, including property upgrades, team growth, or portfolio expansion.

No impact on credit score

No impact on credit score

Enjoy stress-free funding that doesn’t affect your credit score and lets you confidently grow your business.

Flexible terms

Flexible terms

Monthly payments adjust based on earnings, starting at 1/12 of the loan amount.

Grow faster

Build something meaningful

+30%

of funded loans over $50K

+$16M

Funded to our customers

52%

of customers return for a second financing

See how leading property managers use Guesty

Arllen Mastuda, Hawaii's Homegrown Realty LLC
"I absolutely love Guesty Capital — it has been an incredible partner in helping me fund and accelerate the growth of my young business, with a platform that’s super easy and fast to navigate."

Growth on your terms

Renovate and upgrade

From large renovation projects to property upgrades like smart home features, turn your properties into 5-star stays.

Grow your team

Invest in headcount and build the perfect team for your short-term rentals, ensuring great service even as you grow.

Expand your portfolio

Whether you’re growing your share of the market or expanding into new markets, invest in the properties that will increase your revenue.

Offer unique experiences

Help your properties stand out with unmatched extras, such as local tours and experiences that create memorable stays.

Build your brand

Your brand identity is your guests’ first impression; ensure you make a great one by investing in building your presence online.

Frequently asked questions

Here is what some of our customers needed to know before signing up

Which partner provides access to funding for Guesty Capital?

Guesty has partnered with Parafin to provide access to funds to Guesty’s users. To power Flex loans, Parafin partners with Celtic Bank, a financial institution. All loans are governed by the Loan Agreement and Parafin’s Privacy Policy.

Who is eligible for Guesty Capital?

Eligibility is based on multiple business performance factors, including sales history. That means increasing your sales, maintaining consistent sales over time, and a longer tenure on the platform can help increase your chances of getting a pre-approved offer. Parafin performs eligibility every two weeks. Businesses with pre-approved offers will be able to access them in their Guesty and Guesty Capital dashboards.

How are Guesty Capital pre-approved loan offers determined?

Eligibility and offer size is based on multiple business performance factors, including sales history. That means increasing your sales, maintaining consistent sales over time, and a longer tenure on the platform can help increase your chances of getting a pre-approved offer.

Can I repay my loan early? Is there a prepayment penalty?

It’s not required, but if you want to, you are able to repay your loan early. Please note that early repayment does not affect the total amount you’ll pay. There are no fees for repaying your loan early.